Care Health Insurance
Care Supreme
Comprehensive Health Insurance with Supreme Benefits
Coverage
Up to ₹1 Crore
Starting Premium
₹7,499/year
Rating
5.0
Key Features
Cumulative Bonus Super
Boost your sum insured to 7x in 5 years, even with claims.
Unlimited Auto Recharge
Sum insured automatically recharges unlimited times within policy year.
No Sub-Limits
No restrictions on room rent, disease capping, or advanced technology.
Pre-Existing Coverage
Pre-existing diseases covered after 3-year waiting period.
Health Check-Up
Annual health check-up included to keep you healthy.
Wellness Rewards
Up to 30% renewal discount for staying physically active.
What's Covered
Inclusions
- ✓In-patient hospitalization expenses
- ✓Day care treatment covered
- ✓Pre & post hospitalization expenses
- ✓Emergency ambulance covered
- ✓AYUSH treatment covered
- ✓Organ donor expenses
- ✓Optional OPD coverage
- ✓Unlimited e-consultations
- ✓Discounts on diagnostics & pharmacy
- ✓Advanced technology treatments
Exclusions
- ✗Pre-existing diseases (3-year waiting period)
- ✗Specific diseases (2-year waiting period)
- ✗Cosmetic or plastic surgery (unless medically necessary)
- ✗Self-inflicted injuries
- ✗War or nuclear risks
- ✗Congenital diseases (unless covered)
- ✗Dental treatment (unless due to accident)
- ✗Non-allopathic treatment (except AYUSH)
Network & Support
21,700+
Network Hospitals
Fast
Claim Settlement
Up to 30%
Renewal Discount
Eligibility Criteria
Age Limits
- Adults: 18 - 65 years (entry age)
- Children: 91 days - 25 years
- Renewal: Lifelong
Policy Options
- Individual & Family Floater options
- Sum Insured: ₹5 Lakh to ₹1 Crore
- Policy Term: 1, 2, or 3 years
Based on 15,200+ customer reviews
Vikram Sharma
Delhi • Oct 8, 2023
The Cumulative Bonus Super is amazing! My coverage grew from ₹25 lakhs to nearly double in just 3 years without claims. Care Supreme is truly a game-changer for families.
Meera Gupta
Mumbai • Sep 15, 2023
Excellent claim settlement! My father's surgery was covered within 48 hours. No hassles, no surprises. Care Health truly cares about their customers.
Rajesh Kumar
Bangalore • Aug 22, 2023
Good coverage but the 3-year PED waiting period is a drawback. Premium increases every year, which is expected but slightly higher than competitors. Plan is solid overall.
Anjali Patel
Pune • Jul 30, 2023
Outstanding customer service and transparent policies. I got 30% renewal discount for my healthy year. Minor issue with documentation during claim, but resolved quickly.
Customer reviews are verified by Care Health Insurance
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