Skip to main content
Cyber Insurance

HDFC ERGO Cyber Sachet Insurance: Protection Against Digital Threats

Comprehensive cyber insurance coverage from India's trusted HDFC ERGO. Protect yourself against online fraud, identity theft, ransomware, and cyber attacks with customizable plans starting at just ₹2/day.

What is HDFC ERGO Cyber Sachet Insurance?

HDFC ERGO Cyber Sachet Insurance is a comprehensive cyber protection policy designed to safeguard individuals and businesses from escalating cyber threats in today's digital world. Whether you're shopping online, banking, working from home, or running an e-commerce business, cyber threats are a real concern.

This fully customizable policy covers financial losses from fraud, identity theft, malware attacks, ransomware, data breaches, cyberbullying, and more. With zero deductibles and coverage starting at less than ₹2/day, it's affordable protection against potentially devastating cyber incidents.

  • Starting premium: ₹2/day (₹600+/year)
  • Sum insured: ₹10,000 to ₹5 Crore
  • Zero deductibles and no sub-limits
  • Coverage for multiple devices

Why Choose HDFC ERGO?

✓ Trusted Brand

HDFC ERGO is one of India's leading general insurers with 99%+ claim settlement ratio

✓ Customizable Plans

Build your own cyber insurance plan with coverage tailored to your needs

✓ 24/7 Support

Round-the-clock crisis management and legal support when you need it most

✓ Easy Claims

Simple, hassle-free claim process with quick settlement

What's Covered Under HDFC ERGO Cyber Sachet

Financial Loss Coverage

Covers unauthorized digital transactions, phishing fraud, online shopping fraud, and losses from fraudulent accounts

Identity Theft

Protection against misuse of personal information, credit monitoring, legal costs, and consultation fees

Data & Device Recovery

Covers data recovery, malware decontamination, hardware replacement, and ransom negotiation costs

💬

Legal Protection

Cyberbullying defense, social media liability, defamation protection, and legal prosecution support

🏠

Smart Home Security

Protection for smart home devices against malware and hacking attempts

🛡️

Cyber Extortion

Covers ransom payments and compensation for cyber extortion and blackmail incidents

Key Features of HDFC ERGO Cyber Sachet

Zero Deductibles

No upfront costs on claims. Get full coverage from day one.

Multiple Devices Covered

Protect your phone, laptop, tablet, and smart home devices under one policy.

No Sub-Limits

Each covered risk receives the full sum insured amount.

Fully Customizable

Choose specific coverage types and sum insured to match your needs.

24/7 Support

Expert crisis hotline available round-the-clock for emergencies.

No Waiting Period

Coverage starts immediately. You're protected from day one.

Still deciding which cyber insurance plan is right for you?

Our insurance advisors will help you compare HDFC ERGO Cyber Sachet plans and recommend the best coverage for your cyber risk profile and budget.